Commercial Lines Insurance has experienced 25 straight quarters of premium increases, with the average annual increase being 7% (insurancejournal 3/4/24).
It is a best practice to shop your commercial insurance policy (general liability, business owners' policy, commercial auto, ect.) every two years. However, you should be speaking with your broker at least once a year. While premium is important, ensuring that your policy covers your business's risks is crucial. What good is a policy that doesn't protect what you need?
Without reviewing your policy it's impossible to say for certain, but you may be overpaying. At Standard Commercial Insurance we use a straightforward process to quote you through our network. You'll then receive the most competitive and comprehensive quote. We're providing you with the information to make the best business decision possible; after that, it's up to you.
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